Compare Motorbike, Scooter & Quad Insurance Fast
Save hours of searching. Compare real-time motorcycle insurance quotes from over 25 of the UK's leading bike insurers—all in one simple form. 51% of riders pay under £256.34*.
Compare Trusted UK Motorcycle Insurance Brands
Search leading household names and specialist motorcycle insurance brokers in one place. One short form gives you instant quotes across the market.
Motorcycle Insurance Cover Levels Compared
Choosing the right cover level is vital. Most UK riders choose Comprehensive for total peace of mind—and it is often comparable in price to Third-Party policies.
| Cover Level | Injury to Others | Damage to Others' Property | Theft of Your Bike | Fire Damage | Damage to Your Own Bike |
|---|---|---|---|---|---|
| Third-Party Only (TPO) | |||||
| Third-Party, Fire & Theft (TPFT) | |||||
| Comprehensive Cover (Recommended) |
Classes of Motorcycle Use
How you use your motorcycle across Lancashire directly impacts your quote calculation:
- Social, Domestic & Pleasure (SD&P): Weekend leisure, Sunday ride-outs, and visiting friends.
- Commuting: Riding to and from a single, fixed place of work or study.
- Business Use: Travelling between multiple client offices, sites, or commercial meetings.
- Courier & Delivery: Food, takeaway, or parcel delivery on scooters and 125cc motorbikes.
How to Lower Your Premium
Proven ways to reduce your annual motorcycle insurance costs:
- Fit Thatcham S5 Security: Ground anchors, disc locks, and Datatool Stealth GPS trackers reduce risk.
- Secure Overnight Parking: Storing your bike in a locked garage substantially cuts costs in urban postcodes.
- Advanced Riding Courses: Holding an IAM RoadSmart or SLAM advanced certification can earn broker discounts.
- Pay Annually: Eliminate interest charges associated with monthly direct debits.
Available Policy Extras
Tailor your insurance package with valuable add-ons:
- Helmet & Leathers: Up to £1,500 cover for boots, jackets, helmets, and protective riding gear.
- UK & EU Breakdown Recovery: Roadside assistance and recovery back to your preferred workshop.
- Pillion Cover: Essential if you carry passengers on your motorbike.
- Legal Expenses & Key Cover: Protect against third-party disputes and lost transponder fobs.
"Where you keep the motorbike overnight has a bigger impact on the premium than most riders realise. Garaging it overnight rather than leaving it on the street can cut premiums substantially in higher-risk postcodes. Adding Thatcham-approved security such as a ground anchor or Datatool tracker typically reduces premiums further. Tell the insurer accurately where the bike actually sleeps, because a postcode-vs-reality mismatch can void the policy entirely."— Greg Wilson, Founder & Insurance Expert, Quotezone.co.uk
Browse Motorcycle Quotes by Vehicle & Rider Category
Looking for specific motorcycle cover? Select your category below to pre-tailor your comparison:
Whatever Wheels Limited have partnered with Quotezone.co.uk to help you save money on your motorbike and scooter insurance. Quotezone.co.uk is a trading style of Seopa Ltd who are a limited company registered in Northern Ireland (Registered number: NI46322). Registered office: Seopa Ltd, Floor 4 Blackstaff Studios, 8-10 Amelia Street, Belfast, County Antrim, BT2 7GS. Seopa Ltd is authorised and regulated by the Financial Conduct Authority (FCA). Their registered number is 313860. The insurance quote system is independently owned and operated by Seopa Ltd. We do not offer financial advice and we receive a commission for any policies purchased, at no cost to you.
Whatever Wheels Limited is authorised and regulated by the Financial Conduct Authority (FCA FRN: 723304), registered in England and Wales, company number 7019717. Registered address: 8 Glebe Street, Great Harwood, Blackburn, Lancashire, BB6 7AA. Whatever Wheels Limited is an Introducer Appointed Representative (IAR) of Seopa Ltd, which is authorised and regulated by the Financial Conduct Authority (FCA FRN: 313860).
*51% of consumers who received a quote for Motorbike Insurance through this service provided by Seopa Ltd in May 2026 were quoted less than £256.34. The price you could achieve is dependent on your individual circumstances, riding history, postcode, and chosen motorcycle model.
